Vehicle Loans
AUTOS, TRUCKS, VANS
| Year | 24 mo. | 36 mo. | 42 mo. | 48 mo. | 54 mo. | 60 mo. | 66 mo. | 72 mo. |
|---|---|---|---|---|---|---|---|---|
| 2021-2020 | 2.99% | 2.99% | 2.99% | 2.99% | 3.25% | 3.25% | 3.25% | 3.25% |
| 2019-2018 | 3.49% | 3.49% | 3.49% | 3.49% | 3.99% | 3.99% | N/A | N/A |
| 2017-2016 | 4.49% | 4.49% | 4.49% | 4.49% | N/A | N/A | N/A | N/A |
| 2015-2014 | 4.99% | 4.99% | 4.99% | N/A | N/A | N/A | N/A | N/A |
| 2013-2012 | 5.49% | 5.49% | 5.49% | N/A | N/A | N/A | N/A | N/A |
| OLDER | 6.49% | 6.49% | N/A | N/A | N/A | N/A | N/A | N/A |
Above rates apply to Beacon score 680 and above.
Add 2.5% to Beacon score 640-679.
Add 4.5% to Beacon score 600-639.
Add additional 4.5% increments according to risk for Beacon score 599 and below. No beacon score rate will be at the same rate as "C rating".
Loan to value at 100% for 680 and above. Loan to value at 80% for 679 and below.
Reduce rate by 0.25% for direct deposit payments on all AUTO LOANS.
ALL AUTO LOANS REQUIRE: A COMPLETED CFCU LOAN APPLICATION, $40.00 NON-REFUNDABLE LOAN FEE, PROOF OF INCOME, NOT TO EXCEED 30 DAYS, PROOF OF INSURANCE (AT THE TIME LOAN IS FINALIZED), PURCHASE AGREEMENT, AND PHOTOS OF VEHICLE.
Subject to change at anytime without notice. Contact Credit Union for current rates.
Coshocton Federal Credit Union - Your only locally owned financial institution in Coshocton County!
* A+ rating 720 & above. A rating 680-719. B rating 679-640. C rating 639-600. D rating 599-560. E rating 559-520. F rating 519-001. No rating will be treated as C *
