Loans

Description	Fixed APR	Var. APR	Term
MOTORCYCLES, ATV & UTV	NEW-2 YRS OLD: 6%, 3-6 YRS OLD: 7%, OLDER THAN 6 YRS: 8%	N/A	NEW-6 YRS: REPAY UP TO 48 MONTHS, OLDER THAN 6 YRS: REPAY UP TO 36 MONTHS
NEW BUILDING AND SHEDS	NEW: 8%, USED: 10%	N/A	NEW: REPAY UP TO 48 MONTHS, USED: REPAY UP TO 36 MONTHS
MOTOR HOMES, RECREATIONAL VEHICLES, AND CAMPING TRAILERS	NEW: 9% USED: 2YRS OR NEWER: 10%, OVER 2 YRS OLD: 12%	N/A	NEW: REPAY UP TO 12 YRS, USED: REPAY UP TO 10 YRS
NEW FURNITURE, APPLIANCES, HOME OFFICE EQUIPMENT, MOWERS, ETC.. BILL OF SALE REQUIRED	11%	N/A	REPAY UP TO 1 YR, OVER $1200: REPAY UP TO 18 MONTHS
SHARE SECURED LOANS - USING SHARE ACCOUNT BALANCE	3%	N/A	REPAY UP TO 5 YRS
DEBT CONSOLIDATION LOAN - UP TO $3000 ALL CHECKS MADE PAYABLE TO CREDITORS	11%	N/A	REPAY UP TO 36 MONTHS
UNSECURED LOANS - $500 - $2500 ON SIGNATURE OF MEMBER - UP TO $3500 WITH CO-MAKER	11%	N/A	REPAY UP TO 24 MONTHS
LOW RISK UNSECURED SIGNATURE LOAN - UP TO $5000 GUIDELINES INCLUDE: BEACON SCORE OF 700 AND ABOVE, DEBT RATIO AT OR BELOW 30% AND GOOD 5 YEAR CREDIT HISTORY. DISABILITY AND LIFE INSURANCE REQUIRED	7%	N/A	REPAY UP TO 3 YRS
SHORT TERM SMALL AMOUNT SIGNATURE LOANS - ALTERNATIVE TO PAYDAY LOANS - $200 UP TO $1000	28%	N/A	REPAY UP TO 6 MONTHS
RISK LOAN - FOR MEMBERS WITH A LOW BEACON SCORE TO HELP BUILD CREDIT - $250	18%	N/A	REPAY UP TO 6 MONTHS
VISA LOANS - NO ANNUAL FEES $15 LOAN FEE	12.75%	N/A	N/A
SIGNATURE LOAN SPECIAL - $1000	10%	N/A	REPAY IN 10 MONTHS
FARM EQUIPMENT - UP TO $15000 - BEACON SCORE MUST BE 650 OR BETTER AND DEBT RATIO AT 35% OR LESS BILL OF SALE REQUIRED	6.5%	NA	REPAY UP TO 48 MONTHS